New Delhi, Aug 12: Jammu and Kashmir is among 25 States and Union Territories where the Pradhan Mantri Fasal Bima Yojana (PMFBY) and/or Restructured Weather Based Crop Insurance Scheme (RWBCIS) is being implemented during Kharif 2026, the Government of India (GoI) informed the Lok Sabha.
The information was provided by Union Minister of State for Agriculture and Farmers Welfare Ramnath Thakur in reply to Lok Sabha Unstarred Question No. 3895 regarding Crop Insurance Schemes, raised by Sachithanantham R.
According to the government data, the crop insurance schemes are currently operational in Jammu and Kashmir along with Andhra Pradesh, Assam, Chhattisgarh, Goa, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Odisha, Puducherry, Rajasthan, Sikkim, Tamil Nadu, Tripura, Uttar Pradesh, Uttarakhand and West Bengal.
The data placed before the House shows that during the last five financial years from 2021-22 to 2025-26, farmers in Jammu and Kashmir contributed Rs 60.55 crore as their share of premium under PMFBY. During the same period, claims worth Rs 182.57 crore were reported, of which Rs 172.40 crore had been paid.
At the national level, farmers contributed Rs 18,351.69 crore as their share of premium during the five-year period, against reported claims of Rs 91,318.21 crore, with Rs 86,731.59 crore in claims paid.
The government said the State-wise and insurance company-wise details of premium collected and claims paid have been provided in the annexures accompanying the reply. The company-wise data shows that the Agriculture Insurance Company (AIC) accounted for Rs 38,560.26 crore in paid claims nationally during the period.
In response to a question on States opting out of the crop insurance schemes, the Centre said Andhra Pradesh, Bihar, Gujarat, Jharkhand, Telangana and West Bengal had opted out after implementing the scheme for a few seasons. However, Andhra Pradesh, Jharkhand and West Bengal have since re-joined, while the Bihar government has also decided to re-join the scheme.
The latest figures underline the coverage of crop insurance mechanisms in Jammu and Kashmir and the extent of claims settled for farmers under the PMFBY during the five-year period covered by the government data. (KNO)
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